Townhouse vs. Condominium

Aaron Jones Townhouse April 25, 2025
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If you’re thinking about buying your perfect home but you’re stuck choosing between a townhouse and a condominium? Don’t worry, this blog will help you choose the right one for you! Let’s break it down in a super simple way so you can decide which one fits your lifestyle best.

What is a Townhouse?

A townhouse is kind of like a mix between a house and an apartment. It’s a tall, narrow home that shares at least one wall with another house, but you get your own front door and sometimes even a little backyard if you are lucky.

Why People Like Townhouses:

  • You get more space than an apartment or condo.

  • You actually own the land your townhouse is on.

  • HOA fees (if any) are usually lower than in condos.

  • More privacy because you don’t have neighbors above or below you.

  • Chance to get your own small yard.

But there are things you should consider. You are responsible for things like roof repairs, lawn care, and fixing anything that breaks on the outside of the house.

What is a Condominium (Condo)?

A condo is like an apartment that you own. You own the inside of your unit, but everything else; the hallways, the roof, and the parking lot is shared with your neighbors.

Why People Like Condos:

  • No need to worry about mowing the lawn or fixing the roof because the HOA takes care of it.

  • Many condos come with amenities like a pool, gym, or even a security guard.

  • Usually costs less than a townhouse.

  • Ideal if you don’t want to deal with home maintenance.

But, yet again there’s a downside as well. HOA fees can be high because they pay for things such as maintenance and amenities. And, you might have rules about what you can and can’t do like no pets or no loud music after 10 PM.

Townhouse vs. Condo: Side-by-Side Comparison

 

 

 

Feature

Townhouse

Condo

Ownership

Owns the house & land

Owns only the inside of the unit

HOA Fees

Usually lower

Usually higher

Maintenance

Owner takes care of exterior & yard

HOA takes care of most things

Amenities

Sometimes, but not always

Often has pools, gyms, etc.

Privacy

More privacy, fewer shared walls

Less privacy, more shared spaces

Cost

Usually more expensive

Usually more affordable

So, Which One is Right for You?

Choose a Townhouse if:

  • You want more space and privacy.

  • You like the idea of having a small yard or garage.

  • You don’t mind handling home repairs and maintenance.

  • You prefer fewer HOA rules and fees.

Choose a Condo if:

  • You want a low-maintenance home where someone else handles repairs.

  • You like having shared amenities like a pool and gym.

  • You’re okay with HOA rules and monthly fees.

  • You’re looking for a more budget-friendly option.

Final Thoughts

Both townhouses and condos have their pros and cons. It really depends on what works best for YOUR lifestyle and budget. If you love privacy and don’t mind maintenance, a townhouse could be perfect. But if you want something affordable and easy to take care of, a condo might be the way to go. So, either way, happy house hunting!